Gift and Estate Planning

Leave a Conservation Legacy with a Planned Gift to SCA

Through legacy giving to the Student Conservation Association (SCA), you can sustain our youth conservation service mission for generations to come.  Our young people and our precious public lands will benefit from your generosity.

There are a number of options for legacy gifts that will help ensure SCA’s future while, potentially, providing you and your loved ones with tax savings, income for life, and estate planning benefits.  Legacy gifts made through your will, living trust, life insurance policies, IRAs or other qualified retirement plans will all pass to SCA completely free of estate tax.

The range of giving options includes[1]:

Bequest in your will or living trust:

Often called “the gift anyone can afford,” remembering SCA in your will or living trust is a simple yet powerful way to provide for SCA’s future.  You can leave a specific amount to SCA, a specific asset, a specific percentage, or all or a fraction of your residual estate after final expenses, taxes and any specific bequests are paid. You can also make SCA a contingent beneficiary should another beneficiary predecease you.  To learn more about these options go to:  SCA - Bequests

For sample language you may share with your legal adviser go to:  SCA Bequest Langauge

Designating SCA as a beneficiary of your retirement plan, IRA, or Other Assets:

One of the easiest planned gifts to make is to simply designate SCA as a beneficiary of your IRA, retirement plan or assets like a Certificate of Deposit.  This is a very low cost yet powerful way to help SCA as, when so designated, these gifts would pass to SCA outside probate following your beneficiary designations.  Many people consider an IRA designation the gift of choice to charity because leaving funds in an IRA to a loved one can potentially subject them to double taxation through estate and income taxes.  Passing these assets to SCA is as simple as filling out the beneficiary designation information form for your account. To learn more go to:  Simple Ways to Support SCA Without Rewriting Your Will

Life Income Arrangements:

Via gift options such as charitable gift annuities and charitable remainder trusts, it is possible to make a meaningful gift to SCA while realizing financial benefits such as lifetime income for you and/or loved ones, significant tax savings, getting highly appreciated assets out of your taxable estate and other planning objectives.  To learn more about these attractive options and see sample rates please go to: SCA Life Income Gifts

  • Gift Annuity Example[2]: A donor, age 70, contributing $10,000 to SCA would be entitled to an annuity rate of 5.1% and would receive $510/year for life.  Taking into consideration the upfront tax deduction for the charitable portion of the gift and the fact that part of each annuity payment is tax free, the actual return from the gift is 6.1%.

Gifts to Real Estate:

One way many donors help causes they care about is to donate appreciated real estate — such as a vacation home they no longer use – to a charity like SCA. SCA would then resell the property, with conservation restrictions if necessary, and use the proceeds for its mission.  Donors may also be interested in a retained life estate, where they would donate a home or farm to SCA, receive an immediate tax deduction, and retain the right to live there for the rest of their lives.  Upon the donor’s death, SCA would sell the property for its charitable mission. To learn more go to: Gift of Real Estate to SCA.

Gift of Life Insurance:

You can transfer ownership of a paid up life insurance policy you may no longer need to SCA.  SCA can then elect to cash in the policy or hold it.  You would be entitled to an income tax deduction.  If you don’t want to transfer ownership of a policy to SCA you can designate SCA as a beneficiary.  To learn more go to:  Gifts of Insurance to SCA.

Please click the link below to learn more about how you can help SCA while realizing financial, tax savings, and planning benefits for yourself and your family. Then please contact us so we may assist you.

Download Do Something Grand, an overview of the many ways to support SCA’s mission

Request more information or inform SCA that you have already included SCA in your plans

We would be pleased to provide further information on any of these gift arrangements, and to prepare confidential illustrations on how these plans might work for you.

Contact: Office of Gift Planning

Student Conservation Association
Office of Gift Planning
P.O. Box 550
Charlestown, NH  03603-0550
888.722-9765 x1600


P.S. Won’t you consider joining the Liz Putnam Legacy Society (Please click here to learn more) to help sustain SCA’s future through a legacy or life income gift? When you do, we will be delighted to send you an autographed copy of the magnificent companion volume to The National Parks: America’s Best Idea by noted filmmakers Dayton Duncan and Ken Burns.

[1] The material presented on this Planned Giving website is not offered as legal or tax advice.  Donors are advised to consult with their legal and financial advisers when considering a planned gift.

[2] SCA follows charitable gift annuity rates recommended by the American Council of Gift Annuities